Tech Support : support@biometrica.com

Banks

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Combating Fraud and Insider Threats Without Mass Surveillance

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The Challenge

Banks and financial institutions face constant pressure from both external and internal threats:

  • Identity fraud, financial crime, and scams
  • Insider threats, including employee theft and collusion
  • Workplace violence and physical security risks
  • Ever-tightening regulatory requirements (KYC, AML, SAR)
  • Balancing customer trust with effective risk mitigation

Biometrica delivers actionable, real-time intelligence without mass surveillance, protecting what matters most.

Targeted Use Cases

  • Detect identity fraud and organized criminal activity at the door
  • Prevent insider-driven losses through continuous risk monitoring
  • Support more accurate and complete SAR filings
  • Strengthen KYC, CDD, and AML processes
  • Enhance security with existing CCTV, without expanding surveillance

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Biometrica Solutions for Financial Institutions

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Provides near-instant alerts (30–60 seconds) when individuals with relevant criminal backgrounds — including identity fraud, financial crime, or violent offenses — enter a branch, office, or restricted area.

Applications include:

  • Branch lobbies and entry points
  • ATMs or ATM vestibules
  • Data centers
  • Executive and high-risk facility access

RTIS acts as an early warning system and a force multiplier for your CCTV network — helping you direct your cameras proactively, rather than passively recording for post-incident viewing.

[/fusion_tab][fusion_tab title=”Real-Time Victim Identification System (RVIS)” icon=”” icon_active_color=”” hue=”” saturation=”” lightness=”” alpha=”” icon_color=”” awb-switch-editor-focus=””]

While primarily used in public safety sectors, RVIS enables financial institutions to help locate missing or trafficked individuals who may interact with banks under duress or coercion.

[/fusion_tab][fusion_tab title=”eMotive — Continuous Employee & Insider Threat Monitoring” icon=”” icon_active_color=”” hue=”” saturation=”” lightness=”” alpha=”” icon_color=”” awb-switch-editor-focus=””]

Move beyond one-time background checks.

eMotive provides continuous, FCRA-compliant monitoring for employees, contractors, and vendors, detecting new arrests or charges related to:

  • Financial crimes
  • Insider fraud
  • Collusion and organized crime ties
  • Violence or intimidation

Full privacy safeguards apply — only you control your employee lists. Biometrica cannot access them.

[/fusion_tab][fusion_tab title=”UMbRA — Strengthen KYC, AML, and SAR Intelligence” icon=”” icon_active_color=”” hue=”” saturation=”” lightness=”” alpha=”” icon_color=”” awb-switch-editor-focus=””]

Through the UMbRA API, financial institutions gain access to law enforcement-sourced intelligence for:

  • Enhanced customer due diligence (CDD) and ongoing monitoring
  • Enrichment of SAR filings with external, verifiable data
  • Better risk assessment for high-value transactions

This data does not include biometrics and is subject to strict relevance filtering.

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Targeted Use Cases

  • Detect identity fraud and organized criminal activity at the door
  • Prevent insider-driven losses through continuous risk monitoring
  • Support more accurate and complete SAR filings
  • Strengthen KYC, CDD, and AML processes
  • Enhance security with existing CCTV, without expanding surveillance

Privacy by Design

Biometrica:

  • Does not generate, store, transmit, or access biometrics or biometric identifiers
  • Does not permit live view into the sensors
  • Operates exclusively with law enforcement-sourced, relevance-filtered data
  • Facilities can have a facility-specific list of trespassed individuals, who will run in a separate dataset
  • Uses a third-party, NIST-approved provider for FR matching, in an isolated and secure black box environment
  • Maintains no biometric galleries
  • Ensures human verification and immutable audit trails for every relevant match
  • Does not conduct mass surveillance
  • Immediately deletes data after transmission

Compliant with:

  • S. federal and state laws, including data and biometric privacy laws
  • GDPR and AI Act (when applicable)
  • Financial industry-specific obligations (e.g., GLBA, BSA/AML)

Insurance Incentives

Institutions using Biometrica may qualify for:

  • Insurance premium reductions through our Insurance Reduction & Risk Management Program, in partnership with PointZero Risk Intelligence, and powered by Ryan Specialty, a global leader in insurance solutions, and Marsh McLennan, the world’s leading professional services firm in the areas of risk, strategy and people
  • Improved liability classification
  • Risk reduction credits tied directly to Biometrica usage

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