Chargeback Fraud Is Up 340%. The Same Faces Hit Your Sister Properties Under New Cards.
Friendly-fraud chargebacks are up 340% since 2015 and cost roughly $190 per incident plus staff time. Sophisticated fraud rings rotate identities across properties under your flag with different cards. Your loss-prevention team sees a card. UMbRA sees the person behind the cards.
From sensor capture to human-verified, actionable alert
From 18,000+ agencies, hourly updates
Every RTIS scan also runs RVIS
FISWG-trained reviewer on every match
Why This Matters to You
Card Signals Miss the Ring
Card-based fraud signals do not detect a fraud ring rotating identities across properties.
Siloed DNR Lists
Property-level DNR lists do not share across the brand or across operators.
Chargebacks on the P&L
Chargeback rates are now an operating-statement line item in their own right.
Insider Theft Exposure
Insider-employee theft averages $140,000 per incident in the hospitality industry.
Fragmented Investigator Workflow
Investigator workflow is fragmented, no single identity verification step for suspicious activity.
The Identity Gaps You Own
Three loss-prevention gaps that card-fraud tools and property-level DNR lists cannot close, and how Safience closes each one.
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The Identity Behind the Card Gap
Sift, Forter, and Kount detect card-level fraud. UMbRA identifies the person.
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The Cross-Property Fraud Ring Gap
X-LST extends your DNR list across every Safience-enabled property under your flag.
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The Insider Theft Identification Gap
QAPLA verifies a suspect-image match before HR escalation.
Your Operational Toolkit
The three Safience products that close the loss-prevention identity gaps on the same sensor infrastructure.
X-LST
Cross-Property Fraud Ring Network
DNR, fraud-ring, and known-offender lists shared across your portfolio.
Learn MoreUMbRA
Identity Verification Backbone
Match suspicious activity to verified identity records, not card numbers.
Learn MoreQAPLA
1:1 Image Verification
Confirm a suspect image matches a known identity before escalation.
Learn MoreRelated Pages
X-LST
Property and brand-controlled watchlists.
UMbRA
55M+ law-enforcement-verified identities.
QAPLA
1:1 image verification for investigator workflow.
Director of Security
Companion persona for property security leadership.
Industries
Retail and ORC use case, closest analog for fraud-ring patterns.
Stop the Faces Behind the Cards.
Schedule a Loss Prevention Demo. We will walk through cross-property fraud-ring detection, suspect image verification, and the X-LST workflow your investigators can run today.