Insider threat incidents increased 44% between 2018 and 2020, with average costs rising to $15.38M per case. Incidents taking over 90 days to contain cost organizations up to $17.19M annually. Such threats can result in regulatory fines, reputational damage, financial losses, data breaches, and loss of customer trust
While financial institutions perform background checks and monitor
employee activity logs, these methods remain limited—traditional checks lack real-time or continuous data capture, leaving critical gaps in detection.
eMotive reduces the risk of an Insider Threat by criminal activity by running 24x7/365 against data pulled hourly from 100s of locations. It is the first true real-time continuous criminal monitoring, making it more complete than traditional background checks.
eMotive provides continuous Customer Due Diligence Monitoring instead of a typical 1-time check at account opening to dramatically reduce your risks. The best way to contain an incident is to prevent it happening in the first place and continue from there.
eMotive lowers the risk of AML infractions with “always on” alerting, enabling real-time decision-making. It reduces expensive false positives and dangerous false negatives with the text + FR capability. It is intuitive and seamlessly integrates with most systems.
We’re in the golden age of identity theft and financial fraud—smurfing, money mules, synthetic IDs, data manipulation and more. eMotive can create a tri-level verification linking the chip image, the physical passport/ID, and the person to: (1) determine whether the document is genuine or fake, and (2) check whether the person has a relevant U.S. criminal history up to two hours prior. This verification can potentially be completed in under 10 seconds.
Verification Linking
Physical Verification
Validity of Documents
How eMotive can help: Essentially, we would validating that the information printed on a passport is the same as that stored in the passport. This could also be linked to external systems to validate other data. Image validation on the chip requires certain conditions to be met.
Policy makers and anti-financial crime analysts can automate alerts for charges of concern—ranging from counterfeiting and credit card fraud to identity theft, embezzlement, cybercrime, and money laundering—by tracking specific terms across regions to identify patterns.
When a matching individual is found, the system can automatically notify analysts, enabling potential matches to be assessed. This data can be integrated with other sources for strategic analysis, training, investor reporting, and enhanced AFC/AML/Threat Management programs.
Our analytics rely on advanced observability tools, built on proven technology that includes intelligent machine learning to converge silos and deliver unified visibility + actionable insights for real-time mapping. Our systems allow users to autogenerate granular statistics up to the previous hour.
We take privacy seriously. eMotive does **not** scrape social media, run credit checks, or access property records, and we do not collect data on minors. Our staff have no visibility into partner or client datasets. Unlike traditional background check organizations, our systems are designed to comply with multi-jurisdictional data privacy regulations. Safience’s comprehensive data retention and biometric policies ensure all data use is ethical, authorized, and respects individuals’ privacy, civil rights, and civil liberties (P/CRCL).
We understand that as custodians of people’s data in a world where data is constantly under threat, it is incumbent upon us to limit access to it through RBAC/ABAC to those that need to know. Further, every systemic action has an immutable audit trail.
